Insights

Most people think of Medicare and Social Security as two separate programs that happen to arrive at roughly the same stage of life. In practice, they are quite connected. The decisions you make about one will directly affect how you experience the other. Here is what that relationship actually looks like and why understanding it before you retire is worth your time.

Wall Street ended the week with broad gains, record-setting index performances, and a notable shift toward broader market participation beyond tech and AI shares.

What's Inside: Why Many Paper Millionaires Don't Feel Rich; The Race for AI Could Be Driving Up Your Power Bill; Voluntourism: Getting Away and Giving Back; The Voice of Experience: Advice on Aging from Older Americans; and What Can You Learn from Your Tax Return?

Most people understand, at least in theory, that they should have an estate plan. They know they probably need a will and they may have heard the word "trust" mentioned in a financial article or across a dinner table. And yet the majority of American adults have never actually sat down and done the work.

U.S. stocks opened last week with notable momentum, pushing the Dow, the NASDAQ, and the S&P 500 to record highs by mid-week. Investors apparently ignored lingering inflation and a politically charged Federal Reserve.