Insights

Federal employees have multiple retirement benefits available to them, but the greatest value comes from understanding how those benefits work together. Explore key considerations for coordinating your FERS pension, TSP, Social Security, healthcare, taxes, and estate plan for retirement.

You spent decades building a federal retirement package that most workers would envy (a pension, a TSP, Social Security, and a FEHB health plan that follows you into retirement). What a lot of federal employees don't fully reckon with, though, is that the IRS is going to take a meaningful piece of that income.