Insights

The choice between gifting assets during your lifetime and passing them to heirs through your estate involves more than estate taxes. Georgia Lord, Head of Financial Planning at Corbett Road, explains how cost basis, gifting rules, retirement accounts, and state tax considerations can shape a wealth transfer strategy.

Medicare is more complex than most people expect. Many people approaching retirement assume Medicare works like a single, simple insurance policy; you turn 65, you sign up, and you're covered. The reality is quite different. Medicare is a multi-part system, and the choices you make at enrollment can affect your costs, access to providers, and financial exposure for years to come. Knowing how each piece works will put you in a much better position when enrollment time arrives.