Insights

You don’t have to stop working when you start collecting Social Security. But depending on your age and earnings, continuing to work can affect your benefits, taxes, and Medicare costs. Here’s what retirees need to know.

For many Americans approaching retirement, Social Security represents one of the largest sources of lifetime income they will receive. Yet when couples begin planning their retirement strategy, many focus almost entirely on their own retirement benefit and overlook the rules surrounding spousal and survivor benefits. That oversight can be costly.