Insights

You don’t have to stop working when you start collecting Social Security. But depending on your age and earnings, continuing to work can affect your benefits, taxes, and Medicare costs. Here’s what retirees need to know.

Most people think of Medicare and Social Security as two separate programs that happen to arrive at roughly the same stage of life. In practice, they are quite connected. The decisions you make about one will directly affect how you experience the other. Here is what that relationship actually looks like and why understanding it before you retire is worth your time.